Bangladesh's digital payments market is moving quickly from traditional banking channels toward mobile-first and online transactions. Consumers still rely heavily on bank accounts and local banking networks, making transfers through BRAC Bank, City Bank, Midland Bank, MTB, Standard Chartered, and other banks important for e-commerce and cross-border collections. For merchants, offering familiar local bank payment flows lowers the first-payment barrier and helps reach a young, fast-growing internet user base.